Computed tomography, with or without contrast, ordered by the treating physician and denied at prior authorization or on the claim, typically through the plan's radiology benefit criteria.
What the independent reviewers decided
39%
overturned by the independent reviewer
77
of 198 decisions in the corpus
Source
California DMHC independent medical review determinations, 2017-2026. Public record.
Read this as a base rate, not as your odds
Why plans deny CT scan
- The policy names a different modality as the appropriate first study for the indication.
- The clinical picture is read as not meeting the policy's threshold for advanced imaging.
- Repeat imaging within an interval the policy restricts, without a documented change in the clinical picture.
- The study is characterised as surveillance where the policy covers it only for a specific indication.
What actually carried the cases that won
Objective findings ran through almost every overturned CT decision. Because this is the group where the plan's position held most often, the margin is narrow: what distinguished the reversals was a documented finding that made the study the appropriate next step, and, in repeat-imaging disputes, a documented change since the last one. Specialty-society criteria were the authority reviewers most often relied on.
| What the record showed | Share of overturned decisions |
|---|---|
| Objective findings were documented | 96% |
| A published guideline supported the request | 39% |
| The condition was documented as chronic or long-standing | 31% |
| The diagnosis was confirmed | 22% |
| Prior treatment was documented | 10% |
| The severity or urgency was documented | 9% |
| Conservative treatment was documented as failed | 6% |
| The functional impact on the patient was documented | 4% |
Shares are of the overturned decisions and do not sum to 100% — a single decision often rested on more than one, and some rested on none of these.
What the reviewers cited
- Specialty-society criteria — in 38% of the overturned decisions
- Clinical guidelines — in 36% of the overturned decisions
- Peer-reviewed literature — in 18% of the overturned decisions
CT scan denials — frequently asked
Is a denied CT scan worth appealing?
What makes a repeat CT appeal stronger?
Does the modality argument matter?
Denial reasons and criteria are described in plain language for reference and vary by plan and policy. This page reports what independent reviewers decided in a public California dataset; it is general information, not medical, legal, or coverage advice.
When the appeal has to be written, and cited
Upload the denied EOB and Merits returns a complete, citation-verified appeal letter — the clinical argument, the payer's own coverage criteria, and your federal appeal rights — in about a minute.
