Denial code guide

Every denial code, and whether it's worth fighting.

A plain-language reference to the CARC codes you see on US remittances — what each one means, why it fires, and an honest read on the appeal odds. Some are winnable. Some are a correction. Some are simply the patient's cost share — and we say which is which.

How we read the odds

Every code carries an honest read on how an appeal actually tends to go — so a credit goes toward the denials worth fighting, and not a coding fix or the patient's own cost share.

Often worth appealingSometimes worth appealingRarely an appeal — usually a fixNot an appeal

Medical necessity

Authorization

Bundling & coding

Coding

Utilization

Allowed amount

Benefit

Eligibility

Coordination of benefits

Administrative

Credentialing

Patient responsibility

Other ways to appeal

A denial code is one lens. Depending on what was denied, these angles often get you there faster:

Found your code? Build the appeal.

Upload a denied EOB and Merits returns the cited appeal for that exact code — the right argument, the governing source, and your plan's deadline — in about a minute.