Coverage & appeals

Why the drug was denied — and whether the denial is winnable.

A drug-by-drug read on how coverage actually works: the criteria a plan applies, the reasons claims get denied, and an honest verdict on the appeal— including when a plan exclusion or a Medicare statute means an appeal won't win. Starting with the GLP-1 class.

How we read the odds

Each drug carries an honest read on how an appeal tends to go — so effort goes to the denials worth fighting, not a contractual exclusion or a statutory one a letter can't move.

Often worth appealingSometimes worth appealingRarely overturned on appealNot usually an appeal

GLP-1 & weight management

Mental health & parity

Diabetes devices

Know the drug? Build the appeal.

Upload the denial and Merits returns a cited appeal on the right indication — the criteria, the FDA label where it helps, and your plan's deadline — in about a minute.