Molecular pathology, gene panels and proprietary genomic assays ordered to establish a diagnosis, guide therapy or assess inherited risk, and reviewed against policies that enumerate covered indications tightly.
What the independent reviewers decided
52%
overturned by the independent reviewer
301
of 582 decisions in the corpus
Source
California DMHC independent medical review determinations, 2017-2026. Public record.
Read this as a base rate, not as your odds
Why plans deny genetic and genomic testing
- The policy covers the assay only for enumerated indications and the submitted one is not among them.
- The result would not change management, in the plan's reading of the request.
- The panel is broader than the policy allows for the clinical question.
- The assay is classed as investigational because the policy's evidence review predates the current literature.
What actually carried the cases that won
Guideline support led in 56% of the reversals, with specialty-society criteria almost level with clinical guidelines as the authority — a pairing that appears nowhere else in this corpus at that strength. Genomic testing is an area where professional bodies publish testing criteria explicitly, and the overturned records placed the patient inside a published criterion rather than arguing the test's general validity. Where risk assessment is the question, the family history has to be expressed the way the criteria express it.
| What the record showed | Share of overturned decisions |
|---|---|
| A published guideline supported the request | 56% |
| Objective findings were documented | 36% |
| The diagnosis was confirmed | 21% |
| The severity or urgency was documented | 12% |
| The functional impact on the patient was documented | 10% |
| The condition was documented as chronic or long-standing | 7% |
| Conservative treatment was documented as failed | 7% |
| Prior treatment was documented | 3% |
Shares are of the overturned decisions and do not sum to 100% — a single decision often rested on more than one, and some rested on none of these.
What the reviewers cited
- Clinical guidelines — in 45% of the overturned decisions
- Specialty-society criteria — in 44% of the overturned decisions
- Peer-reviewed literature — in 35% of the overturned decisions
- Standard of care — in 18% of the overturned decisions
- FDA labeling — in 4% of the overturned decisions
genetic and genomic testing denials — frequently asked
Is a denied genetic test worth appealing?
What is the strongest argument?
How is 'would not change management' answered?
Denial reasons and criteria are described in plain language for reference and vary by plan and policy. This page reports what independent reviewers decided in a public California dataset; it is general information, not medical, legal, or coverage advice.
When the appeal has to be written, and cited
Upload the denied EOB and Merits returns a complete, citation-verified appeal letter — the clinical argument, the payer's own coverage criteria, and your federal appeal rights — in about a minute.
